Our Portfolios
Our portfolios are a bit different than most RIAs.
Our Philosophy on Money Management
Our philosophy on money management is fairly simple. We want to find the best 3rd party managers we can and use them appropriately when constructing portfolios.
The key with any RIA platform is to offer a diverse grouping of portfolios so advisors can choose ones that are the most “suitable” for clients to help them achieve their financial planning goals.
Our portfolios are constructed and overseen by: Joseph Maas, CFA, CFP®, ChFC, CLU®, MSFS, CVA, ABAR, CM&AA, CCIM
Our portfolios are a bit different than most RIAs. Why?
Because when we are talking about asset allocation we are talking about using asset classes like FIAs (Fixed Indexed Annuities), strategies designed by AI (Artificial intelligence), as well as various 3rd party money managers (who all have different styles).
The AS WM Intelligent Allocation Strategies are ideal for investors seeking to be both tactical and defensive in their allocation to multi-asset class investing. The goal is to provide investors with adaptive allocations to stocks and bonds suitable for all market conditions, resulting in reasonable risk-adjusted total returns. The managers will increase or decrease the equity and fixed income exposure as the markets ebb and flow between risk-on and risk=off assets. The strategies are tactical in that they can hold up to 100% cash or cash equivalents via a fundamental analysis process, or through a tactical overlay process. The strategies seek to adjust to changing market fundamentals and technical factors by rebalancing quarterly and incorporating quantitative and qualitative analyses. Additionally, the managers may adjust the portfolio between quarters if deemed necessary. The AS WM strategies are suitable for core allocations in conservative, moderate, and even growth portfolios.
AS WM Base Portfolios:
Multi-Manager Conservative
Multi-Manager Moderate Conservative
Multi-Manager Moderate
Multi-Manager Moderate Growth
Multi-Manager Growth
We also have a “white glove” service available to custom design portfolios for more affluent clients who need or demand a more hands-on/unique investment offering.
The key with any RIA platform
Risk Assessment Process
We have a 4-prong process to make sure our recommendations are “in balance” with our client’s needs.
1) We assess the consumer’s personal appetite for investment risk.
2) We assess the consumer’s financial ability to take risks.
3) We assess the risk of the consumer’s current portfolio.
4) We choose one of our model portfolios that is most closely aligned with the consumer’s personal appetite and ability to take risks.
If you would like to find your personal risk score (appetite for risk in the stock market), please contact us (it will take less than five minutes to complete).
If you would like to score your top 5 to 10 holdings of your current portfolio to determine how risky they are, please click here.
If you would like your current/entire portfolio scored, please use this link. Risk Analyzer
Joe Maas is an investment principal at AS Wealth Management. As a highly trained financial analyst, Joe is responsible for analyzing current and potential investments for the firm through deep fundamental analysis, researching industry trends, speaking to industry experts, and through a thorough understanding and application of quantitative methods and technical analysis. Mr. Maas is very unique because he is certified in so many areas of expertise. He has earned certificates from nine prestigious organizations, and, with over two decades of financial industry experience, his unique core specialty is providing comprehensive investment management services for individual investors, business owners, and financial advisors.
- We are committed to Work Daily to Get it Right
- Embrace Integrity and Openness
- Practice Responsible Stewardship of Your Money
- Invest Like it is Our Own Family
- Strive to Keep Expenses Low
Reach Your Goals Now
The information, data, and opinions contained herein this communication are provided solely for informational purposes only. They are not warranted to be correct, complete, or accurate. To the extent permitted by law, Advisor Share Wealth Management does not accept any liability arising from the use of this communication. You should not assume that any information, data, or opinions contained herein serves as the receipt of, or a substitute for, personalized investment advice from Advisor Share Wealth Management or from any other investment professional. Past performance is not an indication of future results and actual results may vary. Investing carries an inherent element of risk, including the risk of losing invested principal.